Health insurance help for Mississippi residents
Compare Medicare, health insurance marketplace plans and Medicaid in Mississippi, with a guide for every county and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
What is different about coverage in Mississippi
The Mississippi Division of Medicaid runs the state's Medicaid program, and Mississippi is one of a small number of states that has not adopted ACA Medicaid expansion, so income eligibility rules differ from most of the country. Mississippi Health Insurance's phone help for Mississippi callers -- Medicare, ACA, life, or supplemental coverage -- costs nothing.
- The Mississippi Division of Medicaid (800-421-2408) handles applications and eligibility changes -- Mississippi's Medicaid income limits are stricter than in expansion states, so it's worth confirming eligibility directly rather than assuming.
- Mississippi has no state-run ACA exchange, so plan comparisons and subsidy eligibility go through the federal HealthCare.gov Marketplace.
- Mississippi's SHIP counselors offer free Medicare guidance at 1-844-822-4622, separate from Mississippi Health Insurance's own free phone help.
Worth knowing: Because Mississippi has not adopted ACA Medicaid expansion, some adults who would qualify for Medicaid in most other states fall into a coverage gap -- too little income for a subsidized Marketplace plan, but above Mississippi's own stricter Medicaid limits, which is worth flagging early in a call.
Coverage questions we help Mississippi residents with
Health plans (ACA marketplace)
How Mississippi’s marketplace works, who qualifies for help with costs, and when you can enroll.
Medicare
Turning 65, Medicare Advantage, Medigap and drug plans, with Mississippi’s free counseling program.
Medicaid
Where to apply in Mississippi, and what to do when your coverage changes.
Mississippi by county
Medicare Advantage plans and marketplace premiums are set county by county, so the plans open to you depend on where in Mississippi you live. Start with your county.
Major Mississippi cities
Mississippi colleges and universities
- University of Mississippi
- Mississippi State University
- University of Southern Mississippi
- Jackson State University
- University of Mississippi Medical Center
State bird: Northern Mockingbird
Mimus polyglottos. Mississippi’s official state bird, shown here as a local touch.
Photo: Ildar Sagdejev (Specious) (CC BY-SA 4.0), via Wikimedia CommonsCommon Mississippi questions
Where do I shop for ACA health plans in Mississippi?
Mississippi residents shop through HealthCare.gov (federal Marketplace) (https://www.healthcare.gov/mississippi/). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Mississippi?
Medicaid in Mississippi is run through Mississippi Division of Medicaid (https://medicaid.ms.gov). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Mississippi?
Mississippi Insurance Department (https://mid.ms.gov) regulates insurance companies and agents in Mississippi. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Mississippi?
Yes. Mississippi SHIP (State Health Insurance Assistance Program) (1-844-822-4622) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Mississippi Health Insurance cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Mississippi coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.