Clay County, Mississippi: health insurance
What Clay County residents should know about Medicare, marketplace plans and Medicaid.
Clay County at a glance
| State | Mississippi |
|---|---|
| Population (2023 est.) | 18,206 |
| Population rank in Mississippi | 49 of 82 |
| Land area | 410 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Why your county matters for coverage
In Mississippi, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Clay County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: Mississippi SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at 1-844-822-4622. Ask which plans serve Clay County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Clay County ZIP code to see what is offered.
- Medicaid: apply through Mississippi Division of Medicaid.
Mississippi note: Because Mississippi has not adopted ACA Medicaid expansion, some adults who would qualify for Medicaid in most other states fall into a coverage gap -- too little income for a subsidized Marketplace plan, but above Mississippi's own stricter Medicaid limits, which is worth flagging early in a call.
Questions about Clay County
Are the same Medicare plans offered everywhere in Mississippi?
No. Plans are offered by service area. A plan available in one county may not be offered in Clay County, so check by county.
Where do Clay County residents get free Medicare counseling?
Mississippi SHIP (State Health Insurance Assistance Program) (1-844-822-4622) is Mississippi's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Clay County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.